WASHINGTON, Jan. 8 -- The Federal Reserve issued the following speech on Jan. 7, 2026, by Vice Chair for Supervision Michelle W. Bowman to the California Bankers Association Bank Presidents Seminar, Laguna Beach, California:

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Modernizing Supervision and Regulation: 2025 and the Path Ahead

I would like to thank the California Bankers Association for the invitation to join you today./1 Throughout my now seven years as a member of the Federal Reserve Boar . . .

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