WASHINGTON, Dec. 30 -- The Senate Banking, Housing and Urban Affairs Subcommittee on Financial Institutions and Consumer Protection released the following testimony by Kathleen Sgamma, principal at Multiple-Use Advocacy, from a Dec. 16, 2025, hearing entitled "Ensuring Fair Access to Banking: Policy Levers and Legislative Solutions":

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Chairman Tillis, Ranking Member Cortez-Masto, and members of the Subcommittee, I appreciate the opportunity to testify tod . . .

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