WASHINGTON, Feb. 5 (TNSrep) -- The Congressional Research Service issued the following In Focus white paper (No. IF12891) on Feb. 3, 2025, by social policy specialist Alexandra Hegji.

Here are excerpts:

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Direct Loan Program Student Loans: Deferment and Forbearance

Upon borrowing a loan under the William D. Ford Federal Direct Loan (Direct Loan) program, borrowers assume a contractual obligation to repay the debt over a period of time that . . .

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